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House and land

Turnkey homes in NZ: what turnkey really includes

Turnkey means you can move in without lifting a finger. In practice, the word covers a lot of different things, so it pays to ask exactly what is in the box.

Evening view of the stone-clad home with its pitched roof, warm exterior lighting and a glazed gable opening onto a covered outdoor dining and BBQ area beside a lit swimming pool, all bathed in blue twilight

Turnkey is one of the most used words in new home building, and one of the least defined. In theory, a turnkey home is finished to the point where you turn the key, walk in and start living. In practice, one builder’s turnkey can be quite different from another’s.

This guide explains what turnkey homes in NZ usually include, where the common gaps are, and how to compare offers fairly.

What does turnkey mean?

A turnkey build is one where the builder delivers a complete, move-in ready home for an agreed scope. You are not left to organise the driveway, the flooring or the curtains yourself after handover. Everything in the agreed list is done.

The key words there are “the agreed list”. Turnkey is not a legal standard. What it covers is whatever is written in your contract and specification.

What turn key homes in NZ usually include

A fully turnkey home will usually cover most of the following:

  • The house itself: foundations, framing, roof, cladding, joinery, insulation, linings and paint.
  • Kitchen, bathrooms and laundry: cabinetry, benchtops, tapware, fittings and appliances.
  • Floor coverings: carpet, tiles, timber or polished concrete throughout.
  • Window coverings: curtains or blinds to every window.
  • Lighting and electrical: light fittings, power points, heat pumps or other heating.
  • Connections: power, water, wastewater, stormwater and telecommunications to the house.
  • Driveway and paths: usually concrete or another hard surface.
  • Fencing and gates: boundary fencing and any required pool fencing.
  • Landscaping: lawns, planting and garden edging to an agreed level.
  • Clothesline, letterbox and the small things that are easy to forget until you need them.
Exterior of the grey-clad barn-style home with a long white steel roof, white-framed sliders thrown open to the living room, a timber deck with terracotta pots and tussock grasses in the foreground as a person steps through the door
Decks, planting and outdoor living are part of what makes a home ready to live in.

The common gaps

When a turnkey price looks surprisingly low, it is often because something on that list is missing or set at a basic level. These are the items we see left out most often:

  • Landscaping. Sometimes it means a full garden. Sometimes it means topsoil and grass seed.
  • Driveway length. A short town driveway and a long rural one are very different jobs.
  • Window coverings. Easy to assume, often excluded.
  • Site costs. Retaining, extra earthworks or special foundations may sit outside the turnkey price.
  • Rural services. Water tanks, on-site wastewater and power from the road are often priced separately.
  • Appliances. Check brands and models, not just that they are included.
  • Allowances. A turnkey price may include allowances for items like kitchen or tiles. If your choices cost more than the allowance, you pay the difference.

How to compare turnkey offers

The only reliable way to compare is line by line. Ask each builder for a full specification and a list of what is and is not included. Then put them side by side.

  1. Get the specification in writing. Brands, models and finishes, not just categories.
  2. Ask what is excluded. A clear exclusions list is a good sign.
  3. Check every allowance. Ask what each allowance is based on, and whether it suits the finish you want.
  4. Ask about site costs. Are they included, estimated or excluded?
  5. Walk through a finished home. Seeing what the builder hands over tells you more than any brochure.
Vaulted kitchen with a long timber breakfast bar, matte black island, glowing gold ring pendant and full-height glazing framing the bush outlook
The kitchen is where a specification shows its detail: cabinetry, benchtops, lighting and appliances.

Questions to ask at handover

Turnkey should mean you can move straight in. On handover day, it is worth walking through the home with your builder and checking a few things together:

  • Does everything on the specification match what has been installed?
  • Do all appliances, heating, lighting and tapware work as they should?
  • Have you been shown how to use and look after each system, such as heat pumps, ventilation or a water tank?
  • Do you have the warranties, manuals and product information for the home?
  • Who do you call if something needs attention after you move in?

A good builder will be glad to walk you through all of this. Handover is the last step in the build, but it is not the end of the relationship. Small things often show up in the first months of living in a new home, and they should be easy to raise and sort out.

“The after care is 100% and they always go the extra mile”
Ian Matheson

Turnkey and custom homes

Turnkey is often linked with volume builders and standard plans, but a custom home can be built to a turnkey scope too. The difference is that the specification is written around your choices rather than a set menu. You still choose your claddings, fixtures, appliances and finishes, and we can help with colour and interior choices along the way.

If you are looking at a house and land package, ask how far the package goes. Does it stop at the front door, or does it include the driveway, fencing and garden? Our guide to what a house and land package is covers the other questions worth asking.

Why the contract matters

Whatever the word on the brochure, your contract and specification decide what you get. Read them carefully. If something matters to you, make sure it is written down. If you are deciding between contract types, our post on fixed price vs cost plus explains how each one handles scope and changes.

“Everything was really transparent and the build process itself could not have gone more smoothly.”
Mikey Calvert

The short version

  • Turnkey means move-in ready, but only for the scope written in your contract.
  • Landscaping, driveways, window coverings and site costs are the usual gaps.
  • Compare offers line by line, including every allowance.
  • A custom home can be built to a turnkey scope with your own choices.

Want to see what a finished Precision Built home looks like? Browse the gallery, or get in touch to talk about your own build.

FAQ

Frequently asked questions

Is turnkey the same as a fixed price?
Not quite. Turnkey describes the scope: how complete the home is at handover. Fixed price describes how the price works: an agreed sum for the agreed work. A build can be both, one or neither. Check the contract for both the scope and the pricing method.
Does turnkey include landscaping?
Sometimes. It varies widely. Some builders include a full garden, others include topsoil and grass seed, and some leave it out entirely. Ask exactly what level of landscaping is included and get it written into your specification.
What are allowances in a turnkey contract?
Allowances are amounts set aside for items you have not chosen yet, such as tiles, lighting or appliances. If your final choices cost less, you may get a credit. If they cost more, you pay the difference. Check that each allowance is realistic for the finish you want.

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